Agropastoral offers
Banking for the agricultural sector
Accounts, savings, guarantees and investment designed for farmers, associations, companies and intermediaries in the agropastoral sector.
Agropastoral current account (CCAP)Agropastoral association account (CASAP)Agropastoral business account (CSAP)Agropastoral financial intermediary account (CIFAP)Agropastoral savings account (CEAP)Agropastoral project account (CPAP)Agropastoral solidarity guarantee deposit (DGSAP)Agropastoral investment bond (BIAP)Agropastoral credit solutionsNon-financial servicesDigital financial servicesSupported value chains
01
Agropastoral current account (CCAP)
Current account for employees of agropastoral farms and agri-food industries, and for agropastoral farmers.
- Certificate of tax compliance
- Copy of national ID or residence permit (or birth certificate if you have no ID)
- Two 4×4 photos
- Proof of income (contract)
- Home location plan or water / electricity bill
- Opening fee with salary direct debit: free
- Opening fee without salary direct debit: CFAF 10,000
- Closure at the customer’s request: CFAF 10,000
Ideal for
Employees of agropastoral farms or agri-food industries (public, private or semi-public). Individuals with permanent or part-time income (agropastoral farmers).
02
Agropastoral association account (CASAP)
Account for associations, CIGs, cooperatives and mutuals in the agropastoral sector.
- CASAP opening request on letterhead, signed by the president
- Legalised copies: constituent assembly minutes, articles and internal rules
- Association declaration receipt or Coop-CIG register certificate
- Constituent general meeting minutes and attendance list
- Latest general meeting minutes and attendance list
- For other de facto non-farm associations: any creation or authorisation document
- Letter appointing representatives
- Copies of representatives’ valid national IDs
- Two 4×4 photos per proxy member
- Association tax compliance certificate
- Opening fee: CFAF 25,000
- Initial deposit: CFAF 50,000
Ideal for
Association, CIG, cooperative, mutual.
03
Agropastoral business account (CSAP)
Current account for companies, firms and professionals in the agropastoral sector.
- Opening request on company letterhead
- Valid IDs of duly appointed signatories
- Company unique identifier
- Two 4×4 photos of the signatories
- Copies of notarised articles
- Partners’ minutes appointing the manager(s) and powers (LLC), or board minutes appointing the chair, CEO and duties (PLC)
- Trade register
- Valid tax compliance certificate
- Legal notices extract (PLC)
- Company location plan
- Opening deposit: CFAF 50,000 (agropastoral firms, practices, professionals)
- Opening deposit: CFAF 100,000 (LLC, EIG, PLC, etc.)
Ideal for
Agropastoral businesses, firms, practices, professionals, LLCs, EIGs and public limited companies.
04
Agropastoral financial intermediary account (CIFAP)
Account for rural-finance MFIs, agricultural credit cooperatives and village savings and credit funds.
- Opening request on letterhead
- Notarised articles (where applicable)
- Trade register or movable-credit licence
- Board or constituent assembly minutes
- Minutes appointing the manager(s) or the chair and CEO
- Tax compliance certificate
- AML policy and procedures approved by the board
- Operating authorisation
- Managers’ approval
- Valid tax compliance certificate
- Taxpayer card
- Last three balance sheets (where applicable)
- Location certificate
- Copies of signatories’ or proxies’ IDs
- Two 4×4 photos of the signatories
- Legal notices extract (where applicable)
- Initial deposit: CFAF 100,000
Ideal for
MFIs specialised in rural finance, agricultural credit cooperatives, village savings and credit associations.
05
Agropastoral savings account (CEAP)
Savings for agropastoral farmers, associations, CIGs, cooperatives and companies.
- CEAP opening application
- Copy of a valid national ID (or birth certificate)
- Two 4×4 photos
- Valid tax compliance certificate
- Initial deposit: CFAF 25,000
- Associations and companies: same documents as for a current account
Ideal for
Agropastoral farmers, associations, CIGs, cooperatives and companies.
06
Agropastoral project account (CPAP)
Blocked savings dedicated to a crop or livestock project.
- Blocked savings
- CPAP opening application
- Copy of a valid national ID (or birth certificate)
- Two 4×4 photos
- Certificate of tax compliance
- Location plan or water bill
- Initial deposit: CFAF 50,000
Ideal for
Holders of crop and livestock projects.
07
Agropastoral solidarity guarantee deposit (DGSAP)
Fundraising and guarantee for loans granted to associations.
- DGSAP opening request on letterhead, signed by the chair
- Association administrative file, as required to open a current account
Ideal for
Associations guaranteeing loans to their members.
08
Agropastoral investment bond (BIAP)
Savings placed in promising agropastoral projects, yielding 5% a year.
- 5% annual yield
- Placements in promising agropastoral projects
Ideal for
Clients who want savings to earn a return while funding agropastoral projects.
09
Agropastoral credit solutions
La Régionale BANK offers credit at attractive rates adapted to agropastoral actors.
- Farm-input credit (seeds, livestock, crop or veterinary products, feed, packaging, raw materials)
- Operating credit (labour, harvest costs, handling, wages, fuel, lubricants, tractor parts)
- Small-equipment credit (irrigation, sprayers, chainsaws, etc.)
- Agropastoral product distribution credit
- Storage credit (collectors, wholesalers, processing units, agribusiness)
- Receivables finance (discounting, factoring)
- Letters of credit
- Production-equipment credit (tractors, machinery, livestock buildings, land systems, mini-plants)
- Credit for agricultural MFIs and savings and credit cooperatives
- Overdrafts
Ideal for
Farmers, processors, distributors and agricultural MFIs.
10
Non-financial services
Beyond finance, technical support for farms.
- Farm diagnostics
- Project maturity review and business-model strengthening
- Advice on equipment and input supply from agronomists
- Advice on hiring labour
- Business coaching
Ideal for
Agropastoral farmers and project holders.
11
Digital financial services
Tracking, payments, withdrawals and transfers for the agropastoral sector.
- SMS Banking to track transactions
- Ananas Money: remote withdrawals, payments and savings
- GIMAC card for ATM withdrawals across CEMAC
- Local and international transfers
Ideal for
Agropastoral clients who already bank with us.
12
Supported value chains
Cereals, cash and food crops, legumes, forest products, market gardening and livestock.
- Cereals: rice, maize, sorghum, millet
- Cash crops: cocoa, coffee, oil palm
- Food crops: cassava, plantain, sweet potato
- Legumes: soya, groundnut, cowpea, beans
- Non-timber forest products: bitter kola, kola, pepper
- Market garden: onions, garlic, etc.
- Livestock: ruminants, fish, poultry, pigs, non-conventional farming
Ideal for
Actors in agropastoral value chains.
Ready to open an account?
Our advisors are available in branch or by contact form.